Everything you'd like to know about THE BOND MARKET but are afraid to ask... ...and I'm coming back to Aspen so ask me when I'mthere! Based on the excellent reception I've received over the years... You are cordially invited to attend a FEE seminar on the Bond Market hosted by David Bender, Senior Vice-President-Private Client Group TOPICS OF CONVERSATION WILL FOCUS ON: TUES. JAN 22ND &TUES. FEB 12TH 6:00 PM-8:00PM MARBLE BARASPEN-HYATT GRAND ASPEN 415 E. DEAN ST. I ASPEN, CO. 81611 Kindly RSVP to: Rebecca Stoner (310)432-6985 Short term, high yield reverse convertible structured notes Municipal bonds Corporate bonds High yield bonds Preferred stocks Strategies for building a bond portfolio or dbender@siebertnet.com SIEBERT Complimentary wine, beer and hors d'oeuvres will be served! For the past 36 years, David has made the bond market his specialty, catering to high net worth investors from all walks of business. He has appeared as a live guest commentator on CBS 2 News, NBC 4 News, KCAL 9 News and KTLA 13 News as well as KABC and KFWB radio. In 1998 the Boy Scouts of America honored him with their Distinguished Rabbi Magnin God and Exemplar Award for Financial Man of the Year in Los Angeles. "Bender" is the name and bonds are my game and if you're a serious investor you need to call me. This ad is neither an offer to sell nor a solicitation of an offer to buy, Investment products involve certain risiks and may not be suitable for every investor Request to read all olfiering materialu/Prospectua prior to be sure it meets your investment All bonds, preferred stocks and notes are subyea to market and interest risk are not guaranteed. Your investment may decline ivahue and lose money. Be sure 50