Singer Wealth Advisors, Inc. BUY LOW AND SELL HIGH OR BUY AND HOLD? Most investors and their advisors subscribe to the buy and hold philosophy regardless of market conditions however there is a different approach. The Spartan Tactically Managed account offered by Singer Wealth Advisors relies on analytics while attempting to buy into the stock market before it goes up and sell before it goes down. Spartan* Approximately 20% of SWA client assets is invested in Spartan Time Period S&P 500 YTD 26.11% 9.74% . S&P 500 Index is an unmanaged index and includes a representative sample of large-cap U.S. companies in leading industries. The S&P 500 Index was Last 12 Month 65.98% 21.94% Best Month 13.3% 12.82% Worst Month -2.97% -12.35% chosen for a comparison benchmark as it is generally well recognized as an indicator or representation of the stock Best Calendar Quarter 20.65% 20.54% Worst Calendar Quarter 5.76% -19.6% market. Data for S&P 500 obtained from Morningstar. Because the strategies used in the Spartan Tactical portfolio involve active management of a potentially wide range of assets, no widely recognized % of trading days 38% safely in cash benchmark is likely to be representative of the performance of any managed account. Widely known indices and/or market indices are shown simply as a reference to familiar investment benchmarks, not because they are, or are likely to become, representative of past or expected managed account performance. Singer Wealth Advisors has other strategies that are different from The Spartan. These strategies are not performing at the level of The Spartan. TheSpartan is the only tactically managed account offered through Singer Wealth Advisors. TheSpartan is a signal provider providing Singer Wealth Advisors investment recommendations and investment ideas. Singer Wealth Advisors has contracted with Spartan.com to help develop investment recommendations. Through this arrangement, Singer Wealth Advisors can access Spartan.com research and recommendation for individual stock selection. Singer Wealth Advisors will receive regular updates from Spartan.com regarding changes to recommended securities. Singer Wealth Advisors uses the stock recommendations developed by Spartan.com to help determine individual stock selection for the investment recommendations for clients. Spartan.com is providing impersonal signal/research services, (e.g. non-discretionary research, individual US stock recommendations and commentary about recommendations) to Singer Wealth Advisors. Spartan.com will not have any information concerning the investment objectives or financial circumstances of any Singer Wealth Advisors client. Singer Wealth Advisors will have sole responsibility for all such individual investment advice and approving or rejecting the investment recommendations of Spartan.com. To receive complementary daily market updates, please text "ASPEN" to 474747 or Call Us at 561-998-9985 Uung a market timing trading sategy may resut in tax consequences There is more k involved with the stategy than with other strateges This material provided is for intormational and educational purposes only. This strategy is for investors wih capacity and tolernce for ak.t is not for conservative inestors. The Spartan.com makes ne representation that any account wi, or slikely to achieve profits or losses simlar to hose shown Singer Weath Advisors has retained Cascade nvestnent Compliance Verfication LLC. an independent third-party vertcation tim, to peview The Spartan compouite performance The pedormance resuts are based on tuly decretionary accounts under management, incuding those accounts no longer active in the Spartan strategy The curency uned to express perfomance s in the US Dolr Composite returs are presented net of tees Singer Weath Advisors began using the Spartan Tactical strategy on September 1. 2019 Because inception dite was September 1, 2019 SWA cannot provide perfomance data prior to thet date. The management tee for this strategy is a maimum ot 2%. The Spartan Srategy performance results shown are compared to the performance of the SP 500 TR (data obtained tran Moningstarn. The index sesuts de not refiect tees and expenses. For more informaton about the Spartan Composite and te calculation methodologies for the presented performance figures pleane contact Singer Wa Advisors at 561-0-s t request the Spartan Composite Policy Manual. Achuat pertormance of diont portolios may dter materially due o the tining reated o additional dient deposits or withdrawals and the actunl deployment and investrment of a dient portolo, the length of me varous postions are held the clents objectves ind restrictons and tres and experses incumed by any speotic individual portiolio. Ivestments imvolve riak and unles oherwse stated are not paranteed. Readers of the information contained in this report should be awa that any action taken by the viewerreader based on this inormation is taken at their own risk. This information does net address individual stuations and should net be constrund or viewed as any typed of individual cr group recommendation You should not aume tut any dacussion or information provided here serves a the receipt of, or as a subette for personaed investment adice from SWA or trom any other investment professional. To the extont that you have any questons mgarding the applcabaty of any specific issuue docussed to your individul situation, you ae encouraged to consult with SA or the professional advisor of your choosing. You should not make investment decisions based solely on the information provided above Ohoosing an investment strategy san important decision that hould not be based on advertisements. Invetment advisory services are offered trough Singer Wealh Advisos, Ic, an SEC registered investment advisory fim. Past perfonmance does not guaratee ture resuts Singer Wealth Advisors, Inc. BUY LOW AND SELL HIGH OR BUY AND HOLD? Most investors and their advisors subscribe to the buy and hold philosophy regardless of market conditions however there is a different approach. The Spartan Tactically Managed account offered by Singer Wealth Advisors relies on analytics while attempting to buy into the stock market before it goes up and sell before it goes down. Spartan* Approximately 20% of SWA client assets is invested in Spartan Time Period S&P 500 YTD 26.11% 9.74% . S&P 500 Index is an unmanaged index and includes a representative sample of large-cap U.S. companies in leading industries. The S&P 500 Index was Last 12 Month 65.98% 21.94% Best Month 13.3% 12.82% Worst Month -2.97% -12.35% chosen for a comparison benchmark as it is generally well recognized as an indicator or representation of the stock Best Calendar Quarter 20.65% 20.54% Worst Calendar Quarter 5.76% -19.6% market. Data for S&P 500 obtained from Morningstar. Because the strategies used in the Spartan Tactical portfolio involve active management of a potentially wide range of assets, no widely recognized % of trading days 38% safely in cash benchmark is likely to be representative of the performance of any managed account. Widely known indices and/or market indices are shown simply as a reference to familiar investment benchmarks, not because they are, or are likely to become, representative of past or expected managed account performance. Singer Wealth Advisors has other strategies that are different from The Spartan. These strategies are not performing at the level of The Spartan. TheSpartan is the only tactically managed account offered through Singer Wealth Advisors. TheSpartan is a signal provider providing Singer Wealth Advisors investment recommendations and investment ideas. Singer Wealth Advisors has contracted with Spartan.com to help develop investment recommendations. Through this arrangement, Singer Wealth Advisors can access Spartan.com research and recommendation for individual stock selection. Singer Wealth Advisors will receive regular updates from Spartan.com regarding changes to recommended securities. Singer Wealth Advisors uses the stock recommendations developed by Spartan.com to help determine individual stock selection for the investment recommendations for clients. Spartan.com is providing impersonal signal/research services, (e.g. non-discretionary research, individual US stock recommendations and commentary about recommendations) to Singer Wealth Advisors. Spartan.com will not have any information concerning the investment objectives or financial circumstances of any Singer Wealth Advisors client. Singer Wealth Advisors will have sole responsibility for all such individual investment advice and approving or rejecting the investment recommendations of Spartan.com. To receive complementary daily market updates, please text "ASPEN" to 474747 or Call Us at 561-998-9985 Uung a market timing trading sategy may resut in tax consequences There is more k involved with the stategy than with other strateges This material provided is for intormational and educational purposes only. This strategy is for investors wih capacity and tolernce for ak.t is not for conservative inestors. The Spartan.com makes ne representation that any account wi, or slikely to achieve profits or losses simlar to hose shown Singer Weath Advisors has retained Cascade nvestnent Compliance Verfication LLC. an independent third-party vertcation tim, to peview The Spartan compouite performance The pedormance resuts are based on tuly decretionary accounts under management, incuding those accounts no longer active in the Spartan strategy The curency uned to express perfomance s in the US Dolr Composite returs are presented net of tees Singer Weath Advisors began using the Spartan Tactical strategy on September 1. 2019 Because inception dite was September 1, 2019 SWA cannot provide perfomance data prior to thet date. The management tee for this strategy is a maimum ot 2%. The Spartan Srategy performance results shown are compared to the performance of the SP 500 TR (data obtained tran Moningstarn. The index sesuts de not refiect tees and expenses. For more informaton about the Spartan Composite and te calculation methodologies for the presented performance figures pleane contact Singer Wa Advisors at 561-0-s t request the Spartan Composite Policy Manual. Achuat pertormance of diont portolios may dter materially due o the tining reated o additional dient deposits or withdrawals and the actunl deployment and investrment of a dient portolo, the length of me varous postions are held the clents objectves ind restrictons and tres and experses incumed by any speotic individual portiolio. Ivestments imvolve riak and unles oherwse stated are not paranteed. Readers of the information contained in this report should be awa that any action taken by the viewerreader based on this inormation is taken at their own risk. This information does net address individual stuations and should net be constrund or viewed as any typed of individual cr group recommendation You should not aume tut any dacussion or information provided here serves a the receipt of, or as a subette for personaed investment adice from SWA or trom any other investment professional. To the extont that you have any questons mgarding the applcabaty of any specific issuue docussed to your individul situation, you ae encouraged to consult with SA or the professional advisor of your choosing. You should not make investment decisions based solely on the information provided above Ohoosing an investment strategy san important decision that hould not be based on advertisements. Invetment advisory services are offered trough Singer Wealh Advisos, Ic, an SEC registered investment advisory fim. Past perfonmance does not guaratee ture resuts