Alternatives to the stock market that can pay high levels of interest Singer Wealth Don't settle for a cookie-cutter stock and bond portfolio! Our firm specializes in building portfolios that don't consist solely of stocks and bonds. Our objective is to create more consistent returns even when stocks are not performing well or even if bonds are losing value when interest rates rise. Ford - 15.2% - 15-month note Coupon barrier: 30% Coupon frequency: Quarterly Principal barrier (ÉKI): 30% No-call period: 6 months Apple - 12.75% - 3-year note barrier: 30% Coupon frequency: Quarterly Principal barrier (ÉKI): 30% No-call period: 3 months S&P/Russell 2000/Dow Jones - Term 6-year Coupon barrier: 30% Coupon: 7% annual (0.583% per month) Principal barrier (EKI): 40% + OneStar Principal barrier (EK): 30% No-call period: 6 months SPG/VNO/VTR - 4-year note Coupon barrier: 40% Coupon: 12% per annum, paid quarterly No-call period: 6 months www.SingerWealth.com 954-462-3300 www.FindOutMyRisk.com Coupons will be paid as long as the underlying stock has not decreased in value by more than the coupon barrier. The initial stock price is determined by its closing price on the day the note is issued. Should the underlying stock be below the barrier when a coupon is due, the coupon will be skipped for that time period. When the value of the underlying stock has increased to above this barrier, coupons will resume. After the no-call period, if the value of the underlying stock has increased relative to its initial value, the note will be called. Should this occur, you will receive 100% of your principal back, along with the coupon due for that time period. Upon maturity at the end of the note's term, you will receive 100% of your principal back, provided that the underlying stock has not decreased in value more than the principal barrier. Should this occur, you will have 1:1 downside exposure. Singer Wealth, LLC. is an SEC registered investment advisory firm. The exact notes described may not be available. Investing in structured products involves significant risks including credit and investment risk and may not be suitable for all investors. Structured notes may need to be held until they mature to receive full value. Investors should consult their advisor, review offering materials and discuss tax implications with their tax advisor before investing in any securities. Alternatives to the stock market that can pay high levels of interest Singer Wealth Don't settle for a cookie-cutter stock and bond portfolio! Our firm specializes in building portfolios that don't consist solely of stocks and bonds. Our objective is to create more consistent returns even when stocks are not performing well or even if bonds are losing value when interest rates rise. Ford - 15.2% - 15-month note Coupon barrier: 30% Coupon frequency: Quarterly Principal barrier (ÉKI): 30% No-call period: 6 months Apple - 12.75% - 3-year note barrier: 30% Coupon frequency: Quarterly Principal barrier (ÉKI): 30% No-call period: 3 months S&P/Russell 2000/Dow Jones - Term 6-year Coupon barrier: 30% Coupon: 7% annual (0.583% per month) Principal barrier (EKI): 40% + OneStar Principal barrier (EK): 30% No-call period: 6 months SPG/VNO/VTR - 4-year note Coupon barrier: 40% Coupon: 12% per annum, paid quarterly No-call period: 6 months www.SingerWealth.com 954-462-3300 www.FindOutMyRisk.com Coupons will be paid as long as the underlying stock has not decreased in value by more than the coupon barrier. The initial stock price is determined by its closing price on the day the note is issued. Should the underlying stock be below the barrier when a coupon is due, the coupon will be skipped for that time period. When the value of the underlying stock has increased to above this barrier, coupons will resume. After the no-call period, if the value of the underlying stock has increased relative to its initial value, the note will be called. Should this occur, you will receive 100% of your principal back, along with the coupon due for that time period. Upon maturity at the end of the note's term, you will receive 100% of your principal back, provided that the underlying stock has not decreased in value more than the principal barrier. Should this occur, you will have 1:1 downside exposure. Singer Wealth, LLC. is an SEC registered investment advisory firm. The exact notes described may not be available. Investing in structured products involves significant risks including credit and investment risk and may not be suitable for all investors. Structured notes may need to be held until they mature to receive full value. Investors should consult their advisor, review offering materials and discuss tax implications with their tax advisor before investing in any securities.